Dr.Siha专栏 (Canada)

【更新】目前运通已经开放了新版金卡的申请。如果你忘记加入之前说的waitlist，那么通过本站提供的邀请链接，一样可以有50k(after $3k spending)+15k(make a purchase between 14 and 17 months)欢迎奖励。

年费：$250 (credit card)

回报：菜店、油站、药店、旅行2 MR/$1，其余1 MR/$1

福利：$100 annual travel credit，与白金卡一样，必须通过Amex Travel平台预定（关于Amex Travel平台，我们近期会出一篇报告，敬请期待）；一年四次加拿大境内Plaza Premium休息室入场；每四年$50 NEXUS申请/续期费用报销。

另外，如果你想要“玫瑰金”卡面，记得在申请时就要选择，批卡后就不能更改了。

【更新】在Reddit上看到了“消息人士”“爆料”——American Express Gold Rewards Card will be refreshed with a $100 travel credit, a $50 NEXUS credit, four Plaza Premium lounge visits per year, and trip cancellation insurance. AF $250 It will now be a metal card, with new applicants having the option to pick Rose Gold and existing cardholders getting a taste of Rose Gold in early 2022."

正如笔者在《【2021八月中旬迎来“权益增强”】美国运通Cobalt Card》一文文末中的预言，运通（加拿大）近日官宣几乎已经淡出视野的Gold Rewards将迎来重大变化。

9月20日前加入waitlist将有5k额外欢迎奖励。这里笔者做点猜测：年费提高几乎是一定的，也许来到$299/399，不太可能是金属卡片（否则广告大概率会写的）；可能会是砍掉Priority Pass和$200 travel credit的“白金卡”，其他权益和福利比照白金卡。让我们一起拭目以待。

至2021年9月30日，Membership Rewards转点至Hilton Honors/Marriott Bonvey有30% bonus奖励。即1000 MR->1560 Marriott Bonvey. 

本站点评：笔者认为，随着运通“温水煮青蛙”式的各种变相涨年费以及旅行积分的贬值大趋势，这种30% MR转酒店积分Bonus将是常态。

Get 25% more Marriott Bonvoy™* points when you transfer your Membership Rewards® points to Marriott Bonvoy until September 30, 2020.

即1000 MR->1500 Marriott Bonvey.

解封在即，刚刚结束不久的G7峰会上各国似乎也有意通过“疫苗护照”开放国际旅游。在这个大背景下，加拿大运通拿出了可能是历史上最高的欢迎奖励。这里做个简单盘点。读者们可以根据自己的喜好申请。

https://www.americanexpress.com/ca/en/credit-cards/aeroplan-cards/aeroplan-card/

日前American Express (Canada)公布了三张Aeroplan联名新卡（一张签账卡+两张信用卡）。三张卡均在11月8日开放申请，目前加入Wait List并在要求的时间内申请有资格获取开卡奖励之外的额外Aeroplan里程。AmEx首次提出“权益副卡”的概念——持卡人可选择开设“权益副卡”或者“无权益副卡”，前者有年费后者则无，是否将推及至其他卡片值得观察。三张卡均提供同订单内最多9人免费托运首件行李，值得点赞。两张Reserve是“高贵的”金属卡。

American Express Aeroplan Card

• Charge Card; $120 annual fee; 2x on Air Canada spending, 1.5x on dining/food delivery, 1x on everything else; 同等权益副卡须缴$50年费……
• First checked bag for maximum of 9 people travelling on the same reservation on Air Canada flights. A Basic Cardmember or eligible Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of 9 travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline.
• Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card.

American Express Aeroplan Reserve

• Credit Card; $599 annual fee; 3x on Air Canada spending, 2x on dining/food delivery, 1x on everything else; 同等权益副卡须缴$199年费; Made from precision cut and engraved 13g metal
• First checked bag free (same as above)
• Access to select Air Canada Maple Leaf Lounges and Priority Airport services
• Roll over any unallocated Aeroplan Elite Status Qualifying Miles and unused eUpgrade Credits to the following year
• An Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date. (Economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD)
• A Basic Cardmember or Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Airport Standby, and a higher priority for upgrade requests to a premium cabin.
• Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card. You can also roll over up to 200,000 unused Status Qualifying Miles (SQMs) from the prior qualification year to qualify for status the following year.
• [2021-9-7更新] 新增$100 NEXUS申请费报销

American Express Aeroplan Business Reserve

• 与Reserve基本雷同

(可选) 8. 完成开户后，尽快设置两笔>$50预授权，连续三个月交易，可以获得额外的$150 bonus。也就是说没有拿Direct Deposit的留学生群体也有条件达成了。

• Paytm (Canada)玩法及优惠总结
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• 运通白金卡：最纯粹的信用卡，最高级的享受
• 加国留学生旅行首选——Gold Rewards运通金卡简介及申请
• AmEx Cobalt简介以及它到底算不算一张神卡
• AmEx SimplyCash Preferred还是一张好卡
• 为什么要申请一张AmEx Air Miles系列信用卡

1. AmEx已经把个人信用卡的卡槽从2张提高到了4张，然而相反的，随着SPG信用卡的变烂，AmEx中好的个人信用卡却是越来越少，Cobalt? SimplyCash Perferred?
2. 这些天有不少朋友陆续收到Air Miles上个周期的“五龙珠”的1250 Air Miles的奖励，却不知如何利用好Air Miles

• 首先，你要收到这封邮件，点击邮件中的register now；
• 然后，去下载Green P App，注册账户，绑定你的车辆以及这张收到offer的AmEx卡片作为支付方式。当然如果你已经有账户就不必注册了，绑AmEx卡即可；
• 之后来到比较tricky的充值部分。这个App没有直接的充值入口，而是在支付时余额低于$20才会触发充值提醒。我充值时账上$0，所以是这么操作的——选择new session，location ID我搜到了一个工作日24小时收费的424，往后操作App就弹充值提示。记得至少充$20。之后一路取消即可。
• $10 statement credit应该会在入账后给。