Dr.Siha专栏 (Canada)

[2025/8/6更新] BMO似乎已经修补了这个漏洞，在下面提供的链接的TC中明确说了只有首个saving账户才能获得利率优惠。并且有勇士做了尝试，确实没有优惠利率了。不过好在还有人做了尝试，用【这个链接】开户还能获得持续到9.30的4.75%利率优惠。

BMO现在常年有Amplifier Saving Account新开户利率优惠，今年五月份的开户优惠是4.75%到8/31。

The Coast Capital Savings Federal Credit Union (the “Credit Union”) New Member Bonus Offer (the “Offer”) of $500 is available between September 9, 2019 and October 6, 2019 to New Members who (i) open a membership with the Credit Union and a Chequing Account (the “Account”) and switch their eligible payroll direct deposit or other recurring direct deposit, or (ii) set up an eligible recurring preauthorized payment of at least $50. The first qualifying payroll direct deposit or other recurring direct deposit must be received within 90 days of successfully opening a membership and an Account. The first and second withdrawal taken from the Account for the pre-authorized payment must be successfully withdrawn within 90 days of successfully opening an Account. For Joint Memberships and Joint Accounts, only the Primary Member is eligible to receive the Offer. Staff of the Credit Union are not eligible for the Offer. New Members must be ages 18 or older and must be residents of Canada (excludes Quebec) in order to be eligible for the Offer. New members must not have been members with Coast Capital Savings since January 2014. The $500 bonus will be paid within 30 days of eligibility criteria being met. Limit of one $500 bonus per person.
Payroll direct deposit or other recurring direct deposit conditions
Deposits categorized under the Canadian Payment Association code as payroll qualify for the Offer. In addition, pension, Employment Insurance, Old Age Security, Canadian Pension Plan, Workers Compensation, Parental Assistance and Income Security Benefit deposits qualify for the Offer.
Preauthorized bill payment conditions
This includes preauthorized bill payments or preauthorized loan, mortgage or credit card payments. It does not include transfers into other accounts or into accounts with other financial institutions.
The Credit Union reserves the right to terminate the Offer at any time.

1. CIBC (3%)

2. Meridian (max. 3.25%)

3. Tangerine (3%)

4. Simplii Financial (3.15%)

5. RBC (3%)

6. Scotiabank (max. 3.2%)

1. 开设HISA活期帐户，能够享受前半年3.15%年利率，详情见https://meridiancu.ca/personal-banking/offers/hisaboost.aspx 
2. 开设一年GIC定期帐户，能够享受3.25%的年利率，详情见https://meridiancu.ca/personal-banking/offers/1yrgic.aspx 

• 设置并完成一次PAD缴费，得$25 (Get $25 each time you set up and complete a recurring eligible pre-authorized bill payment to a qualifying payee.)
• 添加到Apple Pay/Google Pay/Samsung Pay，得$25 (Get $25 each time you set up and complete a recurring eligible pre-authorized bill payment to a qualifying payee.)
• 注册Auto Deposit，得$25 (Get $25 if you register for Interac e-Transfer Autodeposit.)