新卡发布:BMO eclipse Visa Infinite (Privilege)

 

新卡发布:BMO eclipse Visa Infinite (Privilege)


BMO近日发布了elipse Visa系列信用卡,采用BMO Rewards积分项目。

https://www.bmo.com/main/personal/credit-cards/rewards/


Visa Infinite

  • Annual Fee: $120
  • Welcome Offer: 40k BMO Rewards pts (~$265 value) + First year free
*BMO Rewards redemption - you can redeem 15k pts for $100 into your BMO investment account. Max redemption: 14k for $100 travel spending. 同时可得出1x积分(基本消费)回报约为0.67%
  • Earning points: Groceries/Restaurant/Gas/Transit 5X积分,3.3%;添加副卡可多得10%积分,且算1x 0.74%/5x 3.6%
  • Annual $50 lifestyle(?) credit。或许是无条件送,相当于年费-$50,即$70年费?
  • Mobile Device Insurance
  • 90-day Purchase Security/max. 1-yr Extended Warranty
  • Out-of-Province/Country Emergency Medical Insurance, Common Carrier Insurance and Car Rental Collision/Loss Damage Insurance.(不含Flight Delay)
  • Required Income: $60,000.00 (individual) or $100,000.00 (household)


Visa Infinite Privilege

  • Annual Fee: $499
  • Welcome Offer: 50k BMO Rewards pts
  • Earning points: Groceries/Restaurant/Gas/Transit/Drugstore 5X积分,3.3%;添加副卡可多得25%积分,且算1x 0.84%/5x 4.1%
  • Annual $200 lifestyle credit
  • Priority Pass membership with 6 passes
  • 120-day Purchase Security/max. 2-yr Extended Warranty
  • In addition to VI: Trip Cancellation/Trip Interruption Insurance/Flight Delay and Baggage Insurance
  • Required Income: $150,000.00 (individual) or $200,000.00 (household)


简评:通过Annual Lifestyle Credit的概念,给对年费敏感的群体所定制的“中高端”卡,代价就是关键权益有所缩水了,如VI不含Flight Delay Insurance,VIP只送6次PP,综合看,不是属于“适合长持”一类的卡片。

新卡发布:BMO eclipse Visa Infinite (Privilege) 新卡发布:BMO eclipse Visa Infinite (Privilege) Reviewed by 四哈 on 上午1:00 Rating: 5

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